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How long do I have to wait to refinance after I buy a home?

How long do I have to wait to refinance after I buy a home?

Generally speaking, the rule-of-thumb is 6-12 months, but there are exceptions and it is important you check with your loan officer at the time of initial application to make sure there are not any short-term penalties for refinancing.
Another thing to consider is the cost of refinancing and your break-even point. At Lerette Lending, we monitor our past clients home loan and the market looking to identify opportunities for our clients to save money and provide an annual review just to make sure our clients are in the best home loan to fit their needs.